Digital Full Service Continue to INSTITUTIONAL INTELLIGENT PORTFOLIOS® Continue to ALLIANCE Institutional Intelligent Portfolios® is a trademark of Charles Schwab & Co., Inc., used under license. EDUCATIONAL WORKSHOPS 2021 SCHEDULE INVESTING: WHAT TO EXPECT IN 2021 Saturday, January 23, 2021 9:00 a.m. – 11:00 a.m. Zoom Webinar (Zoom link to be emailed upon RSVP to info@kondowealthadvisors.com)